24 HOUR ACCIDENT COVERAGE ON OR OFF THE JOB

Big or small, accidents happen. And the costs related to recovery can add up. Accident insurance helps you pay for medical and other out-of-pocket costs that you may incur after an accidental injury. This includes emergency treatment, hospital stays, medical exams, as well as other expenses you may face such as transportation and lodging needs.  Accident insurance can help you keep up with some of the most important things in life should the unexpected happen.

Group of Road Bikers
PLAN FEATURES

Accidents happen when you least expect them


• at home
• at work
• while playing
• while traveling
 

You can not plan on them but you can plan for them!

Issue ages 0-75


Guaranteed renewable to age 80


$50,000 or $100,000 Accidental Death Benefit


Pays in addition to any other insurance


Optional Accident Disability Income Benefit for the Primary Insured


Individual, Individual & Spouse, Single Parent, Family, and

Children Only plans are available
 

PRE-EXISTING CONDITION LIMITATION. Pre-existing conditions are excluded for the first 12 months following the effective date of coverage. Pre-existing conditions is the condition for which medical treatment was rendered or recommended by a physician or for which drugs or medicine was prescribed within 12 months prior to an insureds affective date. A condition shall no longer be considered a pre-existing condition after the date a person has been covered under the policy for twelve consecutive months.
BENEFITS AND AVAILABILITY MAY VARY BY STATE. For more information about policy/ plan benefits and limitations, please refer to the outline of coverage or policy as approved in your state. Please refer to your policy for definitions and all other exclusions and limitations.