CATASTROPHIC HEALTH INSURANCE PLAN RIDER
Prepare to protect yourself from the costly medical procedures and expenses associated with fighting specified diseases and conditions. With the improvement of modern medicine more Americans are surviving specified diseases than ever before. When diagnosed, many struggle due to the high costs of treating these conditions. By choosing Clear Choice Health Group, you can proactively prepare for costly medical expenses associated with fighting covered diseases, conditions, and procedures.
Covered Disease, Conditions & Procedures
Cancer (Internal Cancer)
Coronary Artery Bypass Surgery
Pacemaker Impact or Insertion of Implantable Cardiac Defibrillator
Heart Valve Surgery
End Stage Renal Failure
Amyotrophic Lateral Sclerosis (ALS)
Major Organ Failure/Major Organ Transplant
(Bone Marrow, Heart,
Kidney, Liver, Lung, Pancreas)
Ruptured Aneurysm (Ruptured Cerebral,
Carotid or Aortic Aneurysm)
PRE-EXISTING CONDITION LIMITATION. Pre-existing conditions are excluded for the first 12 months following the effective date of coverage. Pre-existing conditions is the condition for which medical treatment was rendered or recommended by a physician or for which drugs or medicine was prescribed within 12 months prior to an insureds affective date. A condition shall no longer be considered a pre-existing condition after the date a person has been covered under the policy for twelve consecutive months.
BENEFITS AND AVAILABILITY MAY VARY BY STATE. For more information about policy/ plan benefits and limitations, please refer to the outline of coverage or policy as approved in your state. Please refer to your policy for definitions and all other exclusions and limitations.